![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() |
Medicare is a federal health insurance program for pesons age 65 or older and persons with certain disabilities. There are two distinct parts to Medicare:
Medicare helps cover residents in a skilled nursing facility (SNF) when they no longer require intensive hospital care. The patient may still need skilled nursing care and rehabilitation services on a daily basis. These services covered by Medicare enable a patient to better recover from serious injury, illness or surgery. In order to qualify for SNF care under Medicare you must:
Medicare Part A helps cover up to 100 days of care in a skilled nursing facility per benefit period. For the first twenty (20) days of the benefit period, medicar Part A will cover all costs for SNF care. For the next eigthy (80) days, Medicare pays all costs except for the Part A "coinsurance". Many medical supplement insurance policies will cover the cost of the coinsurance per day. Some examples of a supplemental insurance are Blue Cross and Blue Shield 65 Special and AARP. If you are not eligible for Medicare coverage and are not able to privately pay for your stay at a SNF, assistance will be provided in completing an application for Medical Assistance from the Department of Public Welfare. Medical Assistance is a federal-state cooperative assistance program for individuals of any age who meet financial and medical requirements. To receive these benefits in a nursing facility, the placement must be medically necessary for either skilled or intermediate nursing care and approved by the attending phisician. Medical Assistance will cover whatever costs the patient is unable to pay and will allow the patient $30.00 per month for personal care items and enough money for medical insurance. If a spouse is living in the resident's home, the home is considered "exempt" even for a permanent nursing home placement. Determination of eligibility is mady by the County Department of Public Welfare, not the nursing facility.
|
||
| HOME |
ABOUT US | RESIDENT SERVICES
| THERAPY TEAM | COURT | SUITES
| |
| | CONTACT | EMPLOYMENT OPPORTUNITIES | NON DISCRIMINATION POLICY | |